Dude showing people how to remove collection from credit reports…

[Mask]

Will it work idk, was recently shared in a chat

 

[ny1800]

Has this shit worked for anyone??? Cuz it seems like you just have to tell the debt-collecting company you are not paying and they have to dismiss the debt, am I reading that right?

 

[Mask]

Has this shit worked for anyone??? Cuz it seems like you just have to tell the debt-collecting company you are not paying and they have to dismiss the debt, am I reading that right?

Yea seems like it…but gotta be more to it

 

[ny1800]

Yea seems like it…but gotta be more to it

Fuck yea my nigga. That's way too easy and these collection companies do not take L's like succas.

 

[NYC-DC]

I read the statute and it says more than shown, and no this will not work. It does say the company has to cease communications, but
they can "notify the consumer that the debt collector or creditor may invoke specified remedies which are ordinarily invoked by such debt collector or creditor;"
Basically it says they can no longer harass you about it but they can take action. Start collections and/or report to credit bureaus etc....

 

[BrownTurd]

Has this shit worked for anyone??? Cuz it seems like you just have to tell the debt-collecting company you are not paying and they have to dismiss the debt, am I reading that right?

Basically a junk collector will remove the collection because they can’t prove you own the debt

 

[Princenubian]

Will it work idk, was recently shared in a chat

Has this shit worked for anyone??? Cuz it seems like you just have to tell the debt-collecting company you are not paying and they have to dismiss the debt, am I reading that right?

I read the statute and it says more than shown, and no this will not work. It does say the company has to cease communications, but
they can "notify the consumer that the debt collector or creditor may invoke specified remedies which are ordinarily invoked by such debt collector or creditor;"
Basically it says they can no longer harass you about it but they can take action. Start collections and/or report to credit bureaus etc....

…….

The law that he states….says nothing of what he is stating.

That’s all

Carry on…..

 

[dade305]

Niggas going to F around and restart a debt and watch another 50 points evaporate from their credit score.

 

[A to Dah K]

All you really have to do is dispute the debt within 30 days of when they send you the first collections notice.

 

[Deezz]

Niggas going to F around and restart a debt and watch another 50 points evaporate from their credit score.

Exactly!

That is a crap shoot.

If it's a valid debt, and the company responds back that it's valid, that bitch will stay on your report.

Best to pay the debt off and then challenge it and have it removed.

BTW....Let's keep it all the way real. Looks like some chick wrote that shit out from something that was found on Google. Dude was struggling reading that shit. He is no expert in this area.

"Credit repair" people are just people challenging a debt and hoping that the company doesn't respond. You can do that yourself. No need to pay someone to do that simple shit.

 

[dade305]

Exactly!

That is a crap shoot.

If it's a valid debt, and the company responds back that it's valid, that bitch will stay on your report.

Best to pay the debt off and then challenge it and have it removed.

BTW....Let's keep it all the way real. Looks like some chick wrote that shit out from something that was found on Google. Dude was struggling reading that shit. He is no expert in this area.

"Credit repair" people are just people challenging a debt and hoping that the company doesn't respond. You can do that yourself. No need to pay someone to do that simple shit.

I'm speaking from experience.

I just ended up paying the debt collector at the lower amount to get the debt off my report.

 

[Deezz]

I'm speaking from experience.

I just ended up paying the debt collector at the lower amount to get the debt off my report.

Yep, just settle with them for a lower amount and have it removed.

Smartest thing to do.