BDJ and BOE are monthly dividend stocks.
Congrats to the fam making moves and winning. Also for sharing the knowledge.
I humbly solicit your opinions on the following:
1. What are your opinions on Robo-Advisors? I established a fund 3 years ago it is performing at around 6.68% for the life of the account. I am satisfied with the return considering the low risk and maintenance. Should I continue to invest in this fund or seek more lucrative options?
2. My 401K has achieved substantial gains this year. How do I protect those gains from the impending market crash?
3. I Plan on purchasing 5K worth of AZN, MRNA, and PFE equally. I this a good strategy? Should I wait for the true winner for the race for emergency approval?
Thanks in advance!!!
Congrats to the fam making moves and winning. Also for sharing the knowledge.
I humbly solicit your opinions on the following:
1. What are your opinions on Robo-Advisors? I established a fund 3 years ago it is performing at around 6.68% for the life of the account. I am satisfied with the return considering the low risk and maintenance. Should I continue to invest in this fund or seek more lucrative options?
2. My 401K has achieved substantial gains this year. How do I protect those gains from the impending market crash?
3. I Plan on purchasing 5K worth of AZN, MRNA, and PFE equally. I this a good strategy? Should I wait for the true winner for the race for emergency approval?
Thanks in advance!!!
Agree with sentiment here. It seems like an S&P index fund will bring you much better returns. If you want to reduce stock exposure just hedge with a bond index and call it a day. Less fees and overall would have a better return.Just for my curiosity on #1, what is the YTD return? The S&P 500 3 year return @ 11.57% (annualized) and the year-to-date is 10.87% for comparison. Obviously, your return depends on your risk profile and if you're happy with it, then that's all that matters.
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S&P 500 PR (SPX) Performance | Morningstar
See how the companies that S&P 500 PR tracks performed.www.morningstar.com
Im out of WWR already. May take the rest of the day off (from trading).
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I take the line from Mr. Money Geek seriously. "Don't be a greedy savage" is always in my mind when I am up. Its like the casino, after you win a good amount, just leave. If you don't, you'll give it all back.More like the rest of the year...arghh..
I take the line from Mr. Money Geek seriously. "Don't be a greedy savage" is always in my mind when I am up. Its like the casino, after you win a good amount, just leave. If you don't, you'll give it all back.
1. 6.68 for the life of the account means as of 3 years means that in 10 years, that 6.68 will probably end up averaging out to about 1. I have seen a lot of prospectuses on mutual funds. the longer you stay in the more money you use. that being said, different strokes for different folks.
2. only way to protect it would be shift more of your stock holdings into other financial vehicles that are less risky. that being said, if you are no where near retirement, what's the rush? youth is on your side. now let's say you were close to 60, then of course, now wouldn't be the time to be heavy in stocks.
3. my personal preference would be MRNA.
I think the key here is the plan. I still get caught alot looking at the profit % instead of the charts and sticking with my plan. Like with $SPWR I want to hit the close button but the chart says it just had a triple bottom and broke resistance and should climb. Its doing exactly that so I'm fighting the urge. My main concern is an offering taking down a couple of them. Some of the others like NIO the market makers are being cheap bastids. I have 4 - $39/$40 call spreads for Dec and they were trying to finesse folks out for cheap but I'm holding. NIO Day is coming!I'm still learning that lesson and i can tell you it's very very very very true! Majority of my losses are when i'm up and want "just a little more." The truth is when i get that "little more" i always want just a little bit more....Lawd...
Look at the expense ratios for each of those my guy. FDIFX is 0.60% where etfs like VTI and VOO are 0.03%I took a hard look at my portfolio break down. The 6.68% is from the end Octobers calculation.
Here is the fund break down.
Domestic Stock 60%
FDIFX
YTD (Daily)*
+12.75%
Average Annual Returns
1 Yr
+9.74%
3 Yrs
+10.41%
5 Yrs
--
Life
+11.42%
Foreign Stock 26%
FITFX
YTD (Daily)*
+4.29%
Average Annual Returns
1 Yr
-2.24%
3 Yrs
-0.13%
5 Yrs
--
Life
+4.51%
Bonds14%
FUENX
YTD (Daily)*
+2.66%
Average Annual Returns
1 Yr
+1.95%
3 Yrs
+3.69%
5 Yrs
--
Life
+3.60%
Short-Term1%
The FITFX is weighing the portfolio down in my ignorant opinion. I believe the correct play is to move a higher percentage to domestic stock. In order to tweak the performance. Keep in mind this portfolio is limited to fund choices not individual stocks.
As for my 401K I have 12 more years to 60 so I will let it ride. Its just hard to see your money dip when you get to a certain level. Yeah I am a PUNK LOL. As per the rule of 100 my 401K should be balanced 52% stocks and 48% bonds. Is this correct?
Again respect for all the insight!
Hit job on SOLO by Citron.
Yea, they seem like cock blocking assholes. I scalped it back up a little with 200 shares.Those Mfers...KILLED me when they did that trash to $NIO.
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Option idea: PTON hit $110.50 could be heading back up.
I'm taking a huge L on $MU and another loss on NKLA. I closed the rest of my losers out yesterday
Outside of those all my current positions, $NIO, $PLUG, $PLTR and $SPWR, are close to or hitting all time highs. I'm gonna let these four ride for a bit.![]()
I took a hard look at my portfolio break down. The 6.68% is from the end Octobers calculation.
Here is the fund break down.
Domestic Stock 60%
FDIFX
YTD (Daily)*
+12.75%
Average Annual Returns
1 Yr
+9.74%
3 Yrs
+10.41%
5 Yrs
--
Life
+11.42%
Foreign Stock 26%
FITFX
YTD (Daily)*
+4.29%
Average Annual Returns
1 Yr
-2.24%
3 Yrs
-0.13%
5 Yrs
--
Life
+4.51%
Bonds14%
FUENX
YTD (Daily)*
+2.66%
Average Annual Returns
1 Yr
+1.95%
3 Yrs
+3.69%
5 Yrs
--
Life
+3.60%
Short-Term1%
The FITFX is weighing the portfolio down in my ignorant opinion. I believe the correct play is to move a higher percentage to domestic stock. In order to tweak the performance. Keep in mind this portfolio is limited to fund choices not individual stocks.
As for my 401K I have 12 more years to 60 so I will let it ride. Its just hard to see your money dip when you get to a certain level. Yeah I am a PUNK LOL. As per the rule of 100 my 401K should be balanced 52% stocks and 48% bonds. Is this correct?
Again respect for all the insight!
I took a hard look at my portfolio break down. The 6.68% is from the end Octobers calculation.
Here is the fund break down.
Domestic Stock 60%
FDIFX
YTD (Daily)*
+12.75%
Average Annual Returns
1 Yr
+9.74%
3 Yrs
+10.41%
5 Yrs
--
Life
+11.42%
Foreign Stock 26%
FITFX
YTD (Daily)*
+4.29%
Average Annual Returns
1 Yr
-2.24%
3 Yrs
-0.13%
5 Yrs
--
Life
+4.51%
Bonds14%
FUENX
YTD (Daily)*
+2.66%
Average Annual Returns
1 Yr
+1.95%
3 Yrs
+3.69%
5 Yrs
--
Life
+3.60%
Short-Term1%
The FITFX is weighing the portfolio down in my ignorant opinion. I believe the correct play is to move a higher percentage to domestic stock. In order to tweak the performance. Keep in mind this portfolio is limited to fund choices not individual stocks.
As for my 401K I have 12 more years to 60 so I will let it ride. Its just hard to see your money dip when you get to a certain level. Yeah I am a PUNK LOL. As per the rule of 100 my 401K should be balanced 52% stocks and 48% bonds. Is this correct?
Again respect for all the insight!
I have a paper trade put option out on $PLUG rn down big. Let's just say I'm glad its a test. Also taking a HUGE L on an $INTC call option that expires next Friday. Anything I get out of that at this point is gravy, but I'm assuming an L. I have a Dec call out on $HOME that has hope..
I'm long PLUG and NIO. Building a position in both in my brokerage and IRA respectively. I'm DCA'g but NIO is getting trickier as the price keeps going up. But I know conventional wisdom says that if you're in it long term just dollar cost average and you're good.
MDGS is closing in brehkeeping an eye on MDGS........$3.50 is the entry point........should fly from there.
$ANY flying this morning
Lots of reading. You gotta follow a lot of accounts on Twitter and use sites like:Does anyone know of any twitter links, websites etc that provide upgrade/downgrade etc news?
For example Citron downgrades $NIO to $25 dollars etc?
I have a paper trade put option out on $PLUG rn down big. Let's just say I'm glad its a test. Also taking a HUGE L on an $INTC call option that expires next Friday. Anything I get out of that at this point is gravy, but I'm assuming an L.
I'm a dolphins fan brehWhere ya'll finding 1/2 million to invest like that?
I'm a dolphins fan breh
I know you are, I was letting you I'm as well. palm beach to be exact. NIO is too promising, have to make sure I make good money on it so I decided to take a big riskWhat you talking about? I'm the original Dolphins OG on the board. Check my history!
I know you are, I was letting you I'm as well. palm beach to be exact. NIO is too promising, have to make sure I make good money on it so I decided to take a big risk