Anyone investing heavily this year??

[Aww Skeet Skeet!]

Anyone putting money in Bonds?

Short term (t-bills). I have an I-Bond out there earning 6%+ until October, I think.


***Edit: 6.48% until October, then 3.38%. I'll probably redeem it the beginning of 2024 and be penalized 3 months of interest earnings since I've held it less than 5 years. If T-Bills are still at or near 5, I'll throw some money there for a 26 or 52 week t-bill

 

[HellBoy]

Space is “Open for Business” — Announcing DCVC’s Investment in Rocket…

With today’s announcement of DCVC’s investment in Rocket Lab , we’re one step closer to that reality. We’re proud to back Rocket Lab because: We believe Rocket Lab has the potential to be a superlative investment (within our early stage investment parameters of 25x to 100x+ returns). Any single…

www.dcvc.com

$RKLB has a new group of investors backing them.

 

[HellBoy]

Short term (t-bills). I have an I-Bond out there earning 6%+ until October, I think.


***Edit: 6.48% until October, then 3.38%. I'll probably redeem it the beginning of 2024 and be penalized 3 months of interest earnings since I've held it less than 5 years. If T-Bills are still at or near 5, I'll throw some money there for a 26 or 52 week t-bill

So t-bills basically work like CDs?

 

[Aww Skeet Skeet!]

So t-bills basically work like CDs?

For the most part, yes (sorta). They're both debt instruments with varying maturities (t-bills <=1 yr) that earn you some sort of interest income/rate of return.

Biggest difference is t-bills are backed by the US Gov (low default risk). T-Bills are zero coupon bonds, so you buy them at a discount and at maturity, you get the par value (e.g buying a t-bill at $95 with a par value of $100). And if you buy new issuances, they are state tax free. So I'm my case, a CD having a comparable rate of return and maturity to that of a t-bill is often a worse play wrt the effective rate of return. Fucking VA state taxes.

Most recent rates of return...

Upcoming Auctions — TreasuryDirect

www.treasurydirect.gov

Bills	CMB	CUSIP	Issue Date	High Rate	Investment Rate	Price per $100
4-week	No	912797GH4	07/25/2023	5.255%	5.365%	$99.591278
8-week	No	912797GT8	07/25/2023	5.255%	5.387%	$99.182556
13-week	No	912797FB8	07/20/2023	5.250%	5.409%	$98.672917
17-week	No	912797HL4	07/25/2023	5.270%	5.453%	$98.257972
26-week	No	912797GD3	07/20/2023	5.250%	5.483%	$97.345833
52-week	No	912797GB7	07/13/2023	5.130%	5.428%	$94.813000

 

[DC_Dude]

For the most part, yes (sorta). They're both debt instruments with varying maturities (t-bills <=1 yr) that earn you some sort of interest income/rate of return.

Biggest difference is t-bills are backed by the US Gov (low default risk). T-Bills are zero coupon bonds, so you buy them at a discount and at maturity, you get the par value (e.g buying a t-bill at $95 with a par value of $100). And if you buy new issuances, they are state tax free. So I'm my case, a CD having a comparable rate of return and maturity to that of a t-bill is often a worse play wrt the effective rate of return. Fucking VA state taxes.

Most recent rates of return...

Upcoming Auctions — TreasuryDirect

www.treasurydirect.gov

Bills	CMB	CUSIP	Issue Date	High Rate	Investment Rate	Price per $100
4-week	No	912797GH4	07/25/2023	5.255%	5.365%	$99.591278
8-week	No	912797GT8	07/25/2023	5.255%	5.387%	$99.182556
13-week	No	912797FB8	07/20/2023	5.250%	5.409%	$98.672917
17-week	No	912797HL4	07/25/2023	5.270%	5.453%	$98.257972
26-week	No	912797GD3	07/20/2023	5.250%	5.483%	$97.345833
52-week	No	912797GB7	07/13/2023	5.130%	5.428%	$94.813000

Yeah I think the financial advisor I spoke to mentioned this as a good place to stash a large sum of cash that you haven't decided what to do with. Short term

 

[Madrox]

 

[Helico-pterFunk]

'It's going to be ugly': This CEO has issued a dire warning about US real estate, saying areas will be 'destroyed' — but he still likes this 1 niche. Here's what it is and how to invest in it

It could be as bad as 2008.

ca.finance.yahoo.com

https://moneywise.com/top/alternative-investments

https://moneywise.com/loans/student-loans/parents-regret-cosigning-student-loans

https://moneywise.com/retirement/americans-leaving-behind-nest-eggs

 

[Madrox]

 

[Helico-pterFunk]

Mentioned the GICs that are maturing in the months ahead. Just over 50k on Aug. 31st, and just over 100k around Oct. 3rd.


Gonna aim to use the interest from those investments to top up the savings / emergency funds, and re-invest the rest.


Ideally I'd like to add it to the RRSP or TFSA portfolio, but can't as there's no contribution room remaining for either.


And just waiting on the TFSA portfolio to mature the last week of September. Going to re-invest that at a better rate. Hopefully they increase the contribution room for that again over time. 2015 was the best year at $10,000 max, but otherwise all the other years have been $5000 - 6500 limits. And the RRSP contribution limit is still at 18% of your prior year's earned income.

TFSA Limit Calculator

A tax-free savings account, is an investment account and – as the name suggests – a tax shelter. The government sets an annual contribution limit, which is indexed to inflation in $500 increments. Contribution limits are cumulative, meaning that if you don’t deposit the maximum in one year, you...

www.theglobeandmail.com

How contributions affect your RRSP deduction limit - Canada.ca

How contributions affect your RRSP deduction limit

www.canada.ca

 

[Madrox]

Investing Insights & Market Analysis [Issue #15: Week 29, July 2023]

Important Financial Events, Stocks to Watch, Real Estate & Housing Market Insights, Insider Trading, Technical Analysis, Options Trading, and Much More!

www.thefinancenewsletter.com

 

[HellBoy]

TOP STOCKS TO WATCH FOR THE WEEK OF JULY 24, 2023

This video covers earnings this week, Meta Platforms, Tesla, Ford, First Solar and Dollar Tree.

 

[Madrox]

 

[Madrox]

 

[DC_Dude]

 

[Madrox]

I played the Stock Market Game in fifth grade. Here’s what my investments look like 15 years later.

Discover the investment journey and lessons of a fifth-grade stock market game player and how their portfolio performed 15 years later.

m1.com

 

[DC_Dude]

Great investment tools

Investment tools can help you to make better investment decisions. In this article you'll find a list with tools you can use:

www.compoundingquality.net

1️⃣ Great investment tools
​

Investment tools can help you to make better investment decisions.

 

[DC_Dude]

 

[DC_Dude]

 

[Madrox]

 

[HellBoy]

FTC readies lawsuit that could break up Amazon

A case would be a high-water mark for FTC Chair Lina Khan who gained prominence criticizing the company’s dominance.

www.politico.com

 

[HellBoy]

I just noticed that they increased their dividend a couple times since 2020.

 

[Madrox]

 

[DC_Dude]

 

[HellBoy]

To the moon?

 

[mrcmd187]

GOP, financial institutions and corporations won't like that news.

 

[mrcmd187]

Better keep eyes on this

 

[Madrox]

GOP, financial institutions and corporations won't like that news.

... and all the folks who been waitng on the sidelines during this run waiting for a crash.

Anything is still possible though I guess.

 

[Ceenote]

 

[DC_Dude]

 

[Non-StopJFK2TAB]

... and all the folks who been waitng on the sidelines during this run waiting for a crash.

Anything is still possible though I guess.

Who and why were they calling for a crash? The loser of at J.P that was just given a bank earlier this year? That guy?

 

[Non-StopJFK2TAB]

I just noticed that they increased their dividend a couple times since 2020.

Whose money did they steal? Probably folks that look like me. I wouldn’t live with myself if I gave them a cent.

 

[HellBoy]

Whose money did they steal? Probably folks that look like me. I wouldn’t live with myself if I gave them a cent.

Yea, its a cycle with BAC and WFC. Steal, Fine, Steal, Fine...

 

[DC_Dude]

 

[Madrox]

Who and why were they calling for a crash? The loser of at J.P that was just given a bank earlier this year? That guy?

Dimon? Definitely.. I think Dalio went back on his cash is trash theme a few seasons back, and Bury was also tweeting folks should "sell" (again) months ago .. plus the media and mad Furus were pushing crash / recession fears heavy.

Obviously those dudes move way differently for their own reasons, but they got average retail investors trying to duplicate their strategies and taking their opinions too far sometimes.

 

[Madrox]