Yea it was. I remember those Orange accounts offered some crazy interest rate at the time (mid 2000s?). I'm not sure why I stuck with Cap1 after the switch, but honestly the ease of opening up the savings accounts def helped me get my shit together.
I was saying in the Bubble Bursting (real estate) thread the other day one of the best feelings from the mid- to late-2000s was having a bunch of money set aside for a large downpayment (in 2009) and basically living off the interest (high interest) for a number of years (covering most of my bills / food).
That was a great feeling hardly needing to touch take-home pay.
Was I stressed and anxious when I transferred the money back over to my powerchecking account, and got the certified check at the bank and handed it over to my realtor?
100%.
My mindset thereafter was "Rebuild your savings / emergency funds accts promptly ..."