Im in the same situation. Really want solar but the month payment is $50+ over my highest monthly bill. Cant pull the triggerFew mofos in my subdivision have panels, they shit was out too.
Them solor folks come to my house about once a month. Tell them everytime I'm not interested. My house is 2500 square feet. I have double pane windows and a high efficiency hvac system. My recent bill was 153.00, next month will probably be a little higher then the bills really dip.