This is funny. The same people that railed about the fire department having a large budget and saying that insurance is a scam, are the same ones crying and bitching about the fire dept. NOT having enough money and home owners' insurance not being available. I even saw one billionaire that said too many tax dollars were going to the fire dept. posting about being "willing to pay anything" if a private fire dept. could come save his neighborhood. Welcome to What Your Money Can't Buy 101, you fucking hypocritical assholes! It's fucked up, because others have to suffer because of your selfishness.