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Coronavirus Stimulus Deal is DONE!

gene cisco

gene cisco

Not A BGOL Eunuch
BGOL Investor
BKF said:
So the dems should do what?
Click to expand...
Keep working on the other stimulus this country about to need. I think joe sixpack is less concerned about oversight and more concerned about getting more money themselves right about now -- especially renters who going to suffer on the backend.
 
BKF

BKF

Rising Star
Registered
gene cisco said:
Keep working on the other stimulus this country about to need. I think joe sixpack is less concerned about oversight and more concerned about getting more money themselves right about now -- especially renters who going to suffer on the backend.
Click to expand...
Ok so let say they said fuck the senate and Trump (the people they need to pass and sign into law) they aint making no deals . Just a few seconds ago people were crying about how the dems were holding up the current stimulus checks.
So how do you think the dems who only control the house are going to get a no deal stimulus package without Trump and the republican controlled senate?
 
gene cisco

gene cisco

Not A BGOL Eunuch
BGOL Investor
BKF said:
Ok so let say they said fuck the senate and Trump (the people they need to pass and sign into law) they aint making no deals . Just a few seconds ago people were crying about how the dems were holding up the current stimulus checks.
So how do you think the dems who only control the house are going to get a no deal stimulus package without Trump and the republican controlled senate?
Click to expand...
Trump going to be cool with giving out money, so it will be the house and Trump vs the senate. All democrats have to do is leave that fringe shit off the table and concentrate on the average American getting paid. Trump has no fucks to give because it ain't his bread and he wants to play hero.

It's the grinches in Senate that will be the problem.
 
BKF

BKF

Rising Star
Registered
gene cisco said:
Trump going to be cool with giving out money, so it will be the house and Trump vs the senate. All democrats have to do is leave that fringe shit off the table and concentrate on the average American getting paid. Trump has no fucks to give because it ain't his bread and he wants to play hero.

It's the grinches in Senate that will be the problem.
Click to expand...
So the bottomline is that the dems will have to make a deal because they can't pass into law a stimulus package on their own and without input from the republicans.
 
gene cisco

gene cisco

Not A BGOL Eunuch
BGOL Investor
BKF said:
So the bottomline is that the dems will have to make a deal because they can't pass into law a stimulus package on their own and without input from the republicans.
Click to expand...
:confused: Never said they could. Said they should be working on it. Using strategy instead of emotions for once. If the fools can't realize by now that Trump wants to be hero and play to his ego, they're more emotionally wrecked than even I imagined. Play on that and the people can get funds.

Again, Trump doesn't give one fuck if this country has to print more money. He'll look at this as buying votes. Believe that shit. Democrats have that advantage and will manage to blow it by giving senate a chance to bitch about weird shit introduced into the next stimulus. :smh: Just watch.
 
BKF

BKF

Rising Star
Registered
gene cisco said:
:confused: Never said they could. Said they should be working on it. Using strategy instead of emotions for once. If the fools can't realize by now that Trump wants to be hero and play to his ego, they're more emotionally wrecked than even I imagined. Play on that and the people can get funds.

Again, Trump doesn't give one fuck if this country has to print more money. He'll look at this as buying votes. Believe that shit. Democrats have that advantage and will manage to blow it by giving senate a chance to bitch about weird shit introduced into the next stimulus. :smh: Just watch.
Click to expand...
Well that is what the poster I posed the question to implied. No disrespect but the question wasn't for you.
 
playahaitian

playahaitian

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Coronavirus: Here's what to do if you can’t pay rent
Dhara Singh
Dhara SinghReporter
April 1, 2020, 1:12 PM EDT
As jobless claims mount and employers cut hours or furlough workers, millions of Americans may be wondering if they can make rent, which is often due at the first of the month.

Those who miss two months of paychecks could see spending up to 40% of their annual income spent on rent, according to a recent Zillow analysis, a major burden.

“Renters across the country, and in the service industries especially, are already often stretching their budgets,” said Alexander Casey, Zillow’s senior policy advisor, in a release. “They are likely to see their rent burden increase if paychecks disappear, which also means they’ll have less funds left after paying housing costs for other essentials, which can quickly become devastating.”

In times when cash is limited, what should you do if you can’t pay rent?

Know your state’s moratorium laws
BROOKLINE, MA: Alyssa Mann, 25, poses for a portrait in Brookline, MA on March 25, 2020. Mann was fired from her waitressing job due to the coronavirus pandemic and is worried about paying her bills by the end of the month. (Photo: Suzanne Kreiter/The Boston Globe via Getty Images)
BROOKLINE, MA: Alyssa Mann, 25, poses for a portrait in Brookline, MA on March 25, 2020. Mann was fired from her waitressing job due to the coronavirus pandemic and is worried about paying her bills by the end of the month. (Photo: Suzanne Kreiter/The Boston Globe via Getty Images)
To have a productive discussion with your landlord about delaying rent payments, you should first be aware of your state’s mandated moratorium laws for evictions, said Bruce McClary, vice president of communications at the National Foundation for Credit Counseling.

“You have to do your research because those deadlines vary state by state,” McClary said.

If you’re not sure about what tenant protections, check the U.S. Department of Housing and Urban Development’s website, which provides information about laws passed per each state.

Moratorium laws are also quickly changing to address the effects from the COVID-19 outbreak. For instance, as of March 20th, Governor Andrew Cumo ordered a 90-day moratorium for New Yorkers which would last until June. Washington State Governor Jay Inslee enacted a 30-day moratorium on evictions.

The federal government also recently announced an emergency 120-day moratorium on evictions for certain covered properties, including:

Those under the Violence Against Women Act

Rental properties under the rural housing voucher program

Rental properties with federally backed mortgage loans

Rental properties with federally backed multifamily mortgage loans

McClary said there might be cases when a landlord is not updated on the laws, so the responsibility falls on the tenant to update them. But if your landlord is aware of these mandates and isn’t complying, McClary said then it becomes a legal issue.

“If [landlords] are not abiding, you can tell authorities it becomes a law enforcement issue,” McClary said.

Rentals backed by government
MIAMI, FLORIDA: Willie Mae Daniels spends time looking at videos with her granddaughter, Karyah Davis,6, after being laid off from her job as a food service cashier at the University of Miami. (Photo by Joe Raedle/Getty Images)
MIAMI, FLORIDA: Willie Mae Daniels spends time looking at videos with her granddaughter, Karyah Davis,6, after being laid off from her job as a food service cashier at the University of Miami. (Photo by Joe Raedle/Getty Images)
Fannie Mae and Freddie Mac, the government sponsored entities that back mortgages for millions of Americas, recently issued statements of relief helping both renters and property owners alike.

Fannie is allowing lenders to grant forbearance up to 90 days to landlords who have a Fannie-backed mortgage to finance the property. In return, the landlord would have to honor they won’t evict tenants for missing rent payments.

“With millions of American renters facing uncertainty over how they’re going to pay bills, this move by Fannie will undoubtedly soothe the mind of some 27,000 renters,” said Joshua Clark, economist at Zillow. “This move won’t just help those renters, but also their landlords who face the very real possibility of missing mortgage payments if their tenants can’t come up with next month’s rent.”

Freddie Mac announced a similar 90-day loan payment deferment program for landlords of Freddie-backed properties as long as the landlord can provide proof of financial hardship. Freddie also requires landlords to not evict tenants due to missed payments.

Seek help from a housing counselor
You can reach out to the <a href="https://www.nfcc.org/locator/" rel="nofollow noopener" target="_blank" data-ylk="slk:National Foundation for Credit Counseling" class="link rapid-noclick-resp">National Foundation for Credit Counseling</a>, which offers free initial consultations to clients, if you can't pay your rent. (Photo: Getty Creative)
You can reach out to the National Foundation for Credit Counseling, which offers free initial consultations to clients, if you can't pay your rent. (Photo: Getty Creative)
If you are strapped for cash and a one-time stimulus check isn’t going to be enough to cover your mortgage payment, you can reach out to the National Foundation for Credit Counseling, which offers free initial consultations to clients.

If you want to look for agencies on your own, look for agencies approved by the U.S. Department of Housing Urban Development. This will ensure you don’t get tangled up in scams.

“We have resources on a community level and charity level,” McClary said. “If it’s a daunting task to make 12, maybe 20 phone calls you can get some help with the NFCC.”
 
playahaitian

playahaitian

Rising Star
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Frequently Asked Questions and Advice
Updated April 11, 2020

  • When will this end?
    This is a difficult question, because a lot depends on how well the virus is contained. A better question might be: “How will we know when to reopen the country?” In an American Enterprise Institute report, Scott Gottlieb, Caitlin Rivers, Mark B. McClellan, Lauren Silvis and Crystal Watson staked out four goal posts for recovery: Hospitals in the state must be able to safely treat all patients requiring hospitalization, without resorting to crisis standards of care; the state needs to be able to at least test everyone who has symptoms; the state is able to conduct monitoring of confirmed cases and contacts; and there must be a sustained reduction in cases for at least 14 days.
  • How can I help?
    Charity Navigator, which evaluates charities using a numbers-based system, has a running list of nonprofits working in communities affected by the outbreak. You can give blood through the American Red Cross, and World Central Kitchen has stepped in to distribute meals in major cities. More than 30,000 coronavirus-related GoFundMe fund-raisers have started in the past few weeks. (The sheer number of fund-raisers means more of them are likely to fail to meet their goal, though.)
  • What should I do if I feel sick?
    If you’ve been exposed to the coronavirus or think you have, and have a fever or symptoms like a cough or difficulty breathing, call a doctor. They should give you advice on whether you should be tested, how to get tested, and how to seek medical treatment without potentially infecting or exposing others.
  • Should I wear a mask?
    The C.D.C. has recommended that all Americans wear cloth masks if they go out in public. This is a shift in federal guidance reflecting new concerns that the coronavirus is being spread by infected people who have no symptoms. Until now, the C.D.C., like the W.H.O., has advised that ordinary people don’t need to wear masks unless they are sick and coughing. Part of the reason was to preserve medical-grade masks for health care workers who desperately need them at a time when they are in continuously short supply. Masks don’t replace hand washing and social distancing.
  • How do I get tested?
    If you’re sick and you think you’ve been exposed to the new coronavirus, the C.D.C. recommends that you call your healthcare provider and explain your symptoms and fears. They will decide if you need to be tested. Keep in mind that there’s a chance — because of a lack of testing kits or because you’re asymptomatic, for instance — you won’t be able to get tested.
  • How does coronavirus spread?
    It seems to spread very easily from person to person, especially in homes, hospitals and other confined spaces. The pathogen can be carried on tiny respiratory droplets that fall as they are coughed or sneezed out. It may also be transmitted when we touch a contaminated surface and then touch our face.
  • Is there a vaccine yet?
    No. Clinical trials are underway in the United States, China and Europe. But American officials and pharmaceutical executives have said that a vaccine remains at least 12 to 18 months away.
  • What makes this outbreak so different?
    Unlike the flu, there is no known treatment or vaccine, and little is known about this particular virus so far. It seems to be more lethal than the flu, but the numbers are still uncertain. And it hits the elderly and those with underlying conditions — not just those with respiratory diseases — particularly hard.
  • What if somebody in my family gets sick?
    If the family member doesn’t need hospitalization and can be cared for at home, you should help him or her with basic needs and monitor the symptoms, while also keeping as much distance as possible, according to guidelines issued by the C.D.C. If there’s space, the sick family member should stay in a separate room and use a separate bathroom. If masks are available, both the sick person and the caregiver should wear them when the caregiver enters the room. Make sure not to share any dishes or other household items and to regularly clean surfaces like counters, doorknobs, toilets and tables. Don’t forget to wash your hands frequently.
  • Should I stock up on groceries?
    Plan two weeks of meals if possible. But people should not hoard food or supplies. Despite the empty shelves, the supply chain remains strong. And remember to wipe the handle of the grocery cart with a disinfecting wipe and wash your hands as soon as you get home.
  • Can I go to the park?
    Yes, but make sure you keep six feet of distance between you and people who don’t live in your home. Even if you just hang out in a park, rather than go for a jog or a walk, getting some fresh air, and hopefully sunshine, is a good idea.
  • Should I pull my money from the markets?
    That’s not a good idea. Even if you’re retired, having a balanced portfolio of stocks and bonds so that your money keeps up with inflation, or even grows, makes sense. But retirees may want to think about having enough cash set aside for a year’s worth of living expenses and big payments needed over the next five years.
  • What should I do with my 401(k)?
    Watching your balance go up and down can be scary. You may be wondering if you should decrease your contributions — don’t! If your employer matches any part of your contributions, make sure you’re at least saving as much as you can to get that “free money.”
 
darth frosty

darth frosty

Dark Lord of the Sith
BGOL Investor
93778606_1427958200723162_2774334640247275520_n.png
 
jack walsh13

jack walsh13

Jack Walsh 13
BGOL Investor
playahaitian said:
Frequently Asked Questions and Advice
Updated April 11, 2020

  • When will this end?
    This is a difficult question, because a lot depends on how well the virus is contained. A better question might be: “How will we know when to reopen the country?” In an American Enterprise Institute report, Scott Gottlieb, Caitlin Rivers, Mark B. McClellan, Lauren Silvis and Crystal Watson staked out four goal posts for recovery: Hospitals in the state must be able to safely treat all patients requiring hospitalization, without resorting to crisis standards of care; the state needs to be able to at least test everyone who has symptoms; the state is able to conduct monitoring of confirmed cases and contacts; and there must be a sustained reduction in cases for at least 14 days.
  • How can I help?
    Charity Navigator, which evaluates charities using a numbers-based system, has a running list of nonprofits working in communities affected by the outbreak. You can give blood through the American Red Cross, and World Central Kitchen has stepped in to distribute meals in major cities. More than 30,000 coronavirus-related GoFundMe fund-raisers have started in the past few weeks. (The sheer number of fund-raisers means more of them are likely to fail to meet their goal, though.)
  • What should I do if I feel sick?
    If you’ve been exposed to the coronavirus or think you have, and have a fever or symptoms like a cough or difficulty breathing, call a doctor. They should give you advice on whether you should be tested, how to get tested, and how to seek medical treatment without potentially infecting or exposing others.
  • Should I wear a mask?
    The C.D.C. has recommended that all Americans wear cloth masks if they go out in public. This is a shift in federal guidance reflecting new concerns that the coronavirus is being spread by infected people who have no symptoms. Until now, the C.D.C., like the W.H.O., has advised that ordinary people don’t need to wear masks unless they are sick and coughing. Part of the reason was to preserve medical-grade masks for health care workers who desperately need them at a time when they are in continuously short supply. Masks don’t replace hand washing and social distancing.
  • How do I get tested?
    If you’re sick and you think you’ve been exposed to the new coronavirus, the C.D.C. recommends that you call your healthcare provider and explain your symptoms and fears. They will decide if you need to be tested. Keep in mind that there’s a chance — because of a lack of testing kits or because you’re asymptomatic, for instance — you won’t be able to get tested.
  • How does coronavirus spread?
    It seems to spread very easily from person to person, especially in homes, hospitals and other confined spaces. The pathogen can be carried on tiny respiratory droplets that fall as they are coughed or sneezed out. It may also be transmitted when we touch a contaminated surface and then touch our face.
  • Is there a vaccine yet?
    No. Clinical trials are underway in the United States, China and Europe. But American officials and pharmaceutical executives have said that a vaccine remains at least 12 to 18 months away.
  • What makes this outbreak so different?
    Unlike the flu, there is no known treatment or vaccine, and little is known about this particular virus so far. It seems to be more lethal than the flu, but the numbers are still uncertain. And it hits the elderly and those with underlying conditions — not just those with respiratory diseases — particularly hard.
  • What if somebody in my family gets sick?
    If the family member doesn’t need hospitalization and can be cared for at home, you should help him or her with basic needs and monitor the symptoms, while also keeping as much distance as possible, according to guidelines issued by the C.D.C. If there’s space, the sick family member should stay in a separate room and use a separate bathroom. If masks are available, both the sick person and the caregiver should wear them when the caregiver enters the room. Make sure not to share any dishes or other household items and to regularly clean surfaces like counters, doorknobs, toilets and tables. Don’t forget to wash your hands frequently.
  • Should I stock up on groceries?
    Plan two weeks of meals if possible. But people should not hoard food or supplies. Despite the empty shelves, the supply chain remains strong. And remember to wipe the handle of the grocery cart with a disinfecting wipe and wash your hands as soon as you get home.
  • Can I go to the park?
    Yes, but make sure you keep six feet of distance between you and people who don’t live in your home. Even if you just hang out in a park, rather than go for a jog or a walk, getting some fresh air, and hopefully sunshine, is a good idea.
  • Should I pull my money from the markets?
    That’s not a good idea. Even if you’re retired, having a balanced portfolio of stocks and bonds so that your money keeps up with inflation, or even grows, makes sense. But retirees may want to think about having enough cash set aside for a year’s worth of living expenses and big payments needed over the next five years.
  • What should I do with my 401(k)?
    Watching your balance go up and down can be scary. You may be wondering if you should decrease your contributions — don’t! If your employer matches any part of your contributions, make sure you’re at least saving as much as you can to get that “free money.”
Click to expand...
Good info.

9bG8SD.jpg
 
gene cisco

gene cisco

Not A BGOL Eunuch
BGOL Investor
4 Dimensional said:
I got my shit today.

Now just waiting on unemployment to kick in and I'll be able to breathe a little.
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Our state didn't even get a contractor to upgrade their system until this week, so the $600 is on ice and contractors can't get on until May 15. Meanwhile, Michigan is already up and running. This shit is a train wreck. I know how the bidding process works and the only reason for the delay is utter incompetence. I can see some people in certain states not getting that $600 until June. :smh:

I'm lucky we don't need it, but I can see how the people who are depending on this shit feel fucked over. Some haven't had income in over a month now.
 
4 Dimensional

4 Dimensional

Rising Star
Platinum Member
gene cisco said:
Our state didn't even get a contractor to upgrade their system until this week, so the $600 is on ice and contractors can't get on until May 15. Meanwhile, Michigan is already up and running. This shit is a train wreck. I know how the bidding process works and the only reason for the delay is utter incompetence. I can see some people in certain states not getting that $600 until June. :smh:

I'm lucky we don't need it, but I can see how the people who are depending on this shit feel fucked over. Some haven't had income in over a month now.
Click to expand...

North Carolina got its system upgraded a couple of weeks ago. It's running much more smoothly now in comparison when I first filed for unemployment. They are supposed to start sending out checks this Friday. Hopefully, I'm in that bunch, but if not I'll still be ok. From my understanding, when they do send them out, then they'll have to owe me back pay.

I'm still part-time so I will get paid this week, but this stimulus covered my utilities, so I used it to pay off for the next month. I'll be able to pocket my part-time checks, which will cover rent for next month.

I'm in a decent position.
 
gene cisco

gene cisco

Not A BGOL Eunuch
BGOL Investor
4 Dimensional said:
North Carolina got its system upgraded a couple of weeks ago. It's running much more smoothly now in comparison when I first filed for unemployment. They are supposed to start sending out checks this Friday. Hopefully, I'm in that bunch, but if not I'll still be ok. From my understanding, when they do send them out, then they'll have to owe me back pay.

I'm still part-time so I will get paid this week, but this stimulus covered my utilities, so I used it to pay off for the next month. I'll be able to pocket my part-time checks, which will cover rent for next month.

I'm in a decent position.
Click to expand...
Yeah man, some people have to realize how lucky they are right now. Imagine getting a paper stimulus check that won't come for many more weeks and having to wait until mid-may or June for pandemic assistance. I can only imagine it's taking weeks to get food stamps, so some people went from middle-class, check to check all the way to fucked in the last month. :smh:
 
M

Mrfreddygoodbud

Rising Star
BGOL Investor
man that shit is gone when the next one coming tho..

put eight hundred in the ira, put two fifty in savings...

the rest Im gonna splurge on weekend dinner... support some of the local restaurants, that are upping their take out delivery game..
 

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