Wade fucked himself over. He should never opted out. Mickey has deep pockets. Pay that tax.
Yep... thing is, if LeBron had stayed, he would have gotten his money. Since LeBron left, and that Chip window has closed (Them losing to Toronto didn't help), Riley is in rebuild mode, and committing BIG money to Wade at this stage in his career isn't part of that dynamic. Wade was coming off of a platoon season and an ineffective playoffs when LeBron left so him taking less money, trusting those two CACs to do right was dumb as fuck...
Kobe was the exception more than the rule the way the lakers took care of him... LeBron will be taken care of the same way, but for any other player to trust the 'system' for that shit is not too bright.