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Finally got an offered accepted.
We got lucky. It was a house we originally lost on, but the buyers who initially won couldn’t get their money out their trust account due to legal holdups.
So the seller agent contacted ours and asked if we were still interested. We said, yes. However, my pre-approval expired and because I didn’t renew in time, so I had to do a new application.
Well since the rates when down, I got a higher approval allow us to offer more. I only came $5k out of pocket. I got to keep my savings, 401k, and stocks untouched.
Huge come up with a bit of patience.
Finally got an offered accepted.
We got lucky. It was a house we originally lost on, but the buyers who initially won couldn’t get their money out their trust account due to legal holdups.
So the seller agent contacted ours and asked if we were still interested. We said, yes. However, my pre-approval expired and because I didn’t renew in time, so I had to do a new application.
Well since the rates when down, I got a higher approval allow us to offer more. I only came $5k out of pocket. I got to keep my savings, 401k, and stocks untouched.
Huge come up with a bit of patience.
SaluteFinally got an offered accepted.
We got lucky. It was a house we originally lost on, but the buyers who initially won couldn’t get their money out their trust account due to legal holdups.
So the seller agent contacted ours and asked if we were still interested. We said, yes. However, my pre-approval expired and because I didn’t renew in time, so I had to do a new application.
Well since the rates when down, I got a higher approval allow us to offer more. I only came $5k out of pocket. I got to keep my savings, 401k, and stocks untouched.
Huge come up with a bit of patience.
Congrats RAM!
Salute
Thanks, fellas. Things are moving fast now. I wasn’t prepared for any of this. Realtor hit me up say the people wanted to move forward and I was super chilling. I wasn’t sure if we were going to get the application done in time.
You’re welcome!
I hear you on that.
Everything real estate-related is stressful. Especially more spontaneously too.
It’s the best feeling once all the paperwork and so on is completed. The amount of relief ... happy calmness in the near future!
I look forward to it. Because fuck all this. Lol
Agreed.
I remember sitting with my pops after 6 months of real estate searching.
Finally found the property but my nerves were all fried.
Many years of crazy working hours and saving beaucoup $$$ thinking - “I really hope this is a good decision” (on a modest income).
Thankfully it has gone smoothly since ‘09. Felt better after replenishing savings acct though, lol,
Just to front on the gramBrandon Miller, a prominent real estate developer, left behind nearly $34 million in debt and had just $8,000 in his bank account when he decided to take his own life, according to legal documents.
A significant portion of this debt was tied to his Hamptons estate at 25 Cobb Isle Road, which is now on the market for $15.5 million.
His widow, Candice Miller, has filed a bond petition detailing four outstanding loans on the property, including a $2 million mortgage from Titan Capital, which has recently sued her over missed payments.
Beyond the property debt, Miller had a substantial unsecured loan of $11.3 million from BMO Bank. Additionally, he owed over $6 million to Donald Jaffe, a lender who had previously funded Miller and his father on various projects. Jaffe is still pursuing legal action to recover the unpaid balance.
Other creditors include American Express and Funding Club, a Brooklyn-based cash advance lender, to whom Miller owed over $300,000 and $266,000, respectively.
That's a real good feeling.....Man, I didn’t have to touch my saving. I’m so thankful for that. Going in a crib with over with a good amount of savings.
Allows us to furnish the house without messing with credit cards like that.
In 2022 I was offering $20k is due diligence.
That's a real good feeling.....
It was writtenYeah man. The whole time I was coming here with my sob stories of losing offers, I was stacking bread. The pay off is wild. I couldn’t have played this any better.
YupYeah man. The whole time I was coming here with my sob stories of losing offers, I was stacking bread. The pay off is wild. I couldn’t have played this any better.
Just to front on the gram
Smh
All that money tied up in loans he couldn't pay back, he had debts outside the properties.All that money tied up in property ... only to take his own life and leave behind a wife and kids.
Crazy.
Man, I didn’t have to touch my saving. I’m so thankful for that. Going in a crib with over with a good amount of savings.
Allows us to furnish the house without messing with credit cards like that.
In 2022 I was offering $20k is due diligence.
All that money tied up in loans he couldn't pay back, he had debts outside the properties.
Finally got an offered accepted.
We got lucky. It was a house we originally lost on, but the buyers who initially won couldn’t get their money out their trust account due to legal holdups.
So the seller agent contacted ours and asked if we were still interested. We said, yes. However, my pre-approval expired and because I didn’t renew in time, so I had to do a new application.
Well since the rates when down, I got a higher approval allow us to offer more. I only came $5k out of pocket. I got to keep my savings, 401k, and stocks untouched.
Huge come up with a bit of patience.
Congrats! Are you going to rent out your current house once you move?
Thanks, family.
I’ve been renting since 2007, so this is my first home purchase.
Luckily, I have had a great landlord so I am thankful for her.
Is a little bit of regret a normal feeling from home buying?
I took a long walk yesterday in deep thought. Thinking “what the fuck have I got myself into?”
Oh yeah - it's the biggest purchase you'll ever make in your life (big real estate purchase).
I think it's sort of that combination of factors - excitement, elation, anxiety, trepidation, stress, happiness.
Takes awhile to sink in. I think it's probably natural for most people.
So much is going to change and I’m such a methodical individual. So change stresses me a bit. My daughter is 16 and we are going to have to switch schools too.